Loan over 75 years: with us it is possible!
Loan over 75 years? With us it’s possible! Request a free consultation immediately, within 24 hours you will be contacted by one of our consultants. To speed up the request for a quote, fill out the form using the form accessible from this link. Prioritize your request.
For all financial customers, the age of the customer is an essential datum for determining both the feasibility and the amount of the loan that can be granted.
Some financial institutions and banks evaluate financing requests as long as the client, at the end of the loan, does not have to exceed 75 years of age. Through our society, on the other hand, it is possible to exceed this threshold and extend the funding up to the age of 85. Therefore even a 77-year-old can apply for a loan with a duration of up to 8 years.
Who is aimed of this loan?
The loan over 75 years is aimed at pensioners, earning an income exceeding € 600.00 per month. INPS, INPDAP, ENASCARCO pensions are considered (excluding civil pensions, INAIL annuities).
The maximum amount that can be requested is subject to the monthly income received, therefore the maximum repayable installment cannot exceed 20% of the monthly net income.
If for example, Mr. Mario receives a pension of 1300 euros, the maximum monthly repayable installment cannot exceed 260 euros per month. Regarding the duration, as mentioned before, we must respect the 85-year limit, so a 75-year-old can apply for a loan of up to 120 months while a 77-year maximum of 84 months.
Therefore you are still young to enjoy your free time. Requesting a loan over 75 years will help you carry out your projects, managing the repayment of installments in a peaceful manner.
After submitting the request, within a few hours, you will be contacted by a consultant to verify the feasibility of the request and in the case of feasibility, you will evaluate our best solutions. Once the budget is accepted, we’ll take care of everything else.